How to Open a Checking Account

Opening a checking and savings account is one of the easiest ways to build a strong financial foundation. Whether you're opening your first account or looking for a new banking relationship, the process is simple and can be completed online or at a banking center.
Should I open a checking or savings account?
Each account has a different purpose.
A checking account helps you manage everyday expenses like paying bills, making purchases, receiving direct deposits and accessing your money when you need it. Explore checking account options to find one that fits your needs.
A savings account is designed for money you're setting aside for future goals, unexpected expenses or major purchases. Keeping your savings separate from your everyday spending can make it easier to stay on track. Explore savings account options to find one that fits your goals.
What you'll need
Before opening an account, have the following information ready:
- A government-issued photo ID.
- Your Social Security number or Taxpayer Identification Number.
- Your current address and contact information.
- An opening deposit, if required.
How to open an account
Opening an account only takes a few steps:
- Choose the checking and savings accounts that best fit your needs. If you're not sure which account is right for you, a Great Southern Bank associate can walk through your options and help you find the best fit for your financial goals.
- Complete your application online or visit a Great Southern Bank banking center.
- Verify your identity and fund your account, if required.
- Enroll in Online Banking, download the mobile app, set up direct deposit and start managing your money.
Get more from your accounts
Once your accounts are open, make the most of them by:
- Setting up automatic transfers to your savings account.
- Using Online Banking and the mobile app to monitor your balances and transactions.
- Creating account alerts to stay informed.
- Reviewing your accounts regularly to track your progress toward your financial goals.

