Make your money even greater.
Everyday Checking
Everyday Checking
| Feature | Details |
|---|---|
| Earns Interest: | No |
| Free Checks: | No |
| Free Debit Card: | Yes |
| Bounce Protection Limit 2 : | $300 |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: | $0 |
| Minimum balance fee (monthly): | $0 |
| Transactions allowed each month: | Unlimited |
Interest Checking
Interest Checking
| Feature | Details |
|---|---|
| Earns Interest1: | Yes |
| Free Checks: | No |
| Free Debit Card: | Yes |
| Bounce Protection Limit 2 : | $300 |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: | $1,000 |
| Minimum balance fee (monthly): | $7 |
| Transactions allowed each month: | Unlimited |
Senior Checking
Senior Checking
| Feature | Details |
|---|---|
| Earns Interest1: | Yes |
| Free Checks*: | 1 box per year |
| Free Debit Card: | Yes |
| Bounce Protection Limit 2 : | $600 |
| Minimum amount to open: | $100 |
| Minimum balance to avoid fee: | $100 |
| Minimum balance fee (monthly): | $6 |
| Transactions allowed each month: | Unlimited |
Foundations Banking3
Foundations Checking3
| Feature | Details |
|---|---|
| Earns Interest: | No |
| Free Checks: | No |
| Free Debit Card: | Yes |
| Bounce Protection Limit : | N/A |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: | $0* |
| Minimum balance fee (monthly): | N/A |
| Monthly Service fee: | $5* |
| Transactions allowed each month: | Unlimited |
- The account has been established and maintained a positive balance for 60 consecutive days prior to the request.
- The account must be positive at the time of the request.
- The customer must provide proof that all unpaid closures are paid.
- The customer must create an account and complete six classes in the Great Southern Bank Financial Education Center. (See details below.)
| Account Type | Earns Interest1 | Free Debit Card | Minimum Daily Balance to Avoid Fee | Free Checks | Open Online | Bounce Protection2 |
| Everyday Checking |  |
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| Interest Checking | |
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| Senior Checking | |
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| Foundations Banking3 | |
More Great Banking Options
1 Annual percentage Yield (APY) – Interest Rate, tiered or un-tiered, is variable and may change without notice. Tiers are as follows: $0-$2,499; $2,500-$9,999; $10,000-$24,999; $25,000-$49,999; $50,000+
2 For more information on Bounce Protection and Overdrafts please refer to Bounce Protection brochure or go to https://www.greatsouthernbank.com/personal/overdraft-protection
3 Foundations Banking account restrictions: Cannot owe Great Southern money on previous accounts. Account service fees will not be waived or reversed. Avoid overdraft/paid item fees and returned item fees. A Foundations Banking Account is eligible to be switched to an Everyday Checking Account with no overdraft service (i.e. Bounce Protection) once customer is removed from ChexSystems, the closure has been on ChexSystems for two years, or the following requirements have been met:
- The account has been established and maintained a positive balance for 60 consecutive days prior to the request.
- The account must be positive at the time of the request.
- The customer must provide proof that all unpaid closures are paid.
- The customer must create an account and complete six classes in the Great Southern Bank Financial Education Center. (See details below.)
You can register for these online classes at no cost to you at our Great Southern Bank Financial Education Center website. Find more information and a link to the classes at https://www.greatsouthernbank.com/financial-education.
After the account has been an Everyday Checking Account for 90 days and is in good standing (i.e. has been a positive balance and deposits match or exceed the Bounce Protection limit), it will be eligible for overdraft service.
