Savings

Entry-level and perfect for starting a savings plan. With Statement Savings you get our basic savings plan. It’s an interest bearing account¹ with a little bit of freedom to start the saving process. You’ll get a free Great Southern Debit Card, along with the ability to transfer funds through our 24-hour phone bank, Great Southern Online Banking, the Great Southern Mobile Banking App or Great Southern Text Banking.

• Minimum Opening Balance: $25
• Minimum Balance to Avoid Minimum Balance Fee: $100
• Monthly Minimum Balance Fee if Balance Falls Below Minimum: $3 – Fee waived for persons 17 and under and over 60.

Grow your savings a little faster with tiered interest rates.

With Money Manager you get tiered interest rates¹ so that money will grow even faster for you. The higher your collected balance, the more you’ll earn. Check safekeeping is included with this account.² You are eligible for a Bounce Protection limit of $700, which gives you peace of mind.³

• Minimum Opening Balance: $100
• Minimum Balance to Avoid Minimum Balance Fee: $1,000
• Monthly Minimum Balance Fee if Balance Falls Below Minimum: $10

Maintain a high balance, and watch that interest snowball.

With Premium Funds Management you get those tiered interest rates¹ on qualifying balances so you can watch your money snowball. The higher your collected balance, the more money you’ll earn. Check safekeeping is included with this account.²

• Minimum Opening Balance: $100
• Minimum Balance to Avoid Minimum Balance Fee: $10,000
• Monthly Minimum Balance Fee if Balance Falls Below Minimum: $25

A Health Savings Account (HSA) is a way to pay for medical expenses. Unlike a flex account offered by many employers, a HSA is not a ‘use it or lose it’ option; any money not used for medical expenses is yours to keep.

• Minimum Opening Balance: $25
• Minimum Balance: $0
• No annual fee
• Interest bearing account¹
• Self-Only Contribution Limit: $4,150
• Family Contribution Limit: $8,300
• 55+ "catch up": $1,000
• Only withdrawals for qualified medical expenses are tax-free
• Expenses paid out of a non-HSA source are reimbursable up to the HSA balance
• Keep all receipts in case you're audited by the IRS
• Non-medical expenses are taxable and can be penalized
• Check safekeeping included²