3-Month CD1
Earn
3.40 % APY
Start growing your savings today. See results in just three months with a short-term CD that puts your money to work.
3 Month CD
- Minimum Deposit to Open: $1,000
- Interest Payment Options
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
6-Month CD1
Earn
3.40 % APY
Lock in a great rate and watch your money grow. In just six months, you'll see your savings work for you.
6 Month CD
- Minimum Deposit to Open: $1,000
- Interest Payment Options
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
11-Month CD1
Earn
2.50 % APY
Build your savings with guaranteed returns in under a year. A reliable rate that keeps your money growing.
11 Month CD
- Minimum Deposit to Open: $1,000
- Interest Payment Options
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Additional Options
Visit your nearest banking center to discuss CDs and IRAs designed to fit your specific goals.
Short-Term CD1
With 10-, 20-, and 30-day terms available and just $1,000 to open, discover if a short-term CD fits your savings plan.
Short Term CD1
- Interest is paid at maturity
- Renewal is automatic with a one-day grace period at the rate being offered on the date of maturity
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Long-Term CD1
Choose terms ranging up to 10 years with flexible interest payment options. Our long-term CDs help you build wealth with a long-term view.
Long Term CD1
- Terms Available: 3 months - 10 years
- Minimum to Open: $1,000
- Interest is paid at maturity
- Renewal is automatic with a 10-day grace period at the rate being offered on the date of maturity
- Many interest payment options including monthly are available. Ask a Great Southern Associate for details
- Interest may be paid by check, transferred to another Great Southern account or added to the balance of the CD in order to increase interest earnings in the next term
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
TDOA1
A Time Deposit Open Account (TDOA) is a six-month CD that lets you add funds anytime, except during the seven days before it matures.
TDOA1
- Term Available: 6 months
- Minimum to Open: $1,000
- Renewal is automatic with a 10-day grace period to renew or withdraw the funds
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
IRA2
Build your retirement nest egg with tax-deferred, compounding interest. Enjoy the security of FDIC protection while planning for your future.
IRA2
- Account Plans: Fixed rate
- Terms Available: Various Terms
- Minimum to Open: $1,000
- A fixed rate is guaranteed for the entire term
- IRAs may also be opened for any term certificate Great Southern offers, as long as the minimum opening balance is met
- SEPs, Roth & Education IRAs, Pension & profit-sharing plans can be rolled over into an IRA tax free for 60 days from distribution
- You can also transfer, rollover or consolidate existing IRAs. Ask an associate for more information.
- Tax and interest penalties for early withdrawal2
2 Tax and interest penalties for early withdrawal. Disbursements may be taken after age 59 ½, and must be started during the year in which you reach age 73. Many interest payment options are available. Ask an associate for details.
Other Great Options
Additional options include SEP IRAs, Roth IRAs, and Education IRAs. You can roll over pensions and profit-sharing plans into an IRA tax-free for 60 days from distribution. You can also transfer, roll over, or consolidate existing IRAs. Ask an associate for details.
More Great Banking Options
Discover even more tailored account options and tools designed to fit you:
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
2 Tax and interest penalties for early withdrawal. Disbursements may be taken after age 59 ½, and must be started during the year in which you reach age 73. Many interest payment options are available. Ask an associate for details.
