Open Accounts Online
Online Account Opening
When you're ready to start, have your state-issued driver's license or non-driver license ready. To fund your account at opening, gather your account details from another financial institution or a current Great Southern Bank account, or you can fund your account later through a check deposit, wire transfer, or third-party payment service.
Everyday Checking
Full-service checking; just $25 to open.
- Debit Card, Bounce Protection2, Online Banking, Mobile Banking, Mobile Check Deposit3
Open for only:
$25
Everyday Savings
Start preparing for tomorrow, today.
- Debit Card, Online Banking, Mobile Banking, Mobile Check Deposit3
Earn:
0.04% APY1
Minimum to open: $25
Money Market
The higher your balance, the more you earn.
- Earns interest1
- Free debit card
Earn up to:
0.01% APY1
Minimum to open: $25
3-Month CD
Invest in your future and grow your savings.
- Interest payment options4
- Special promotional rate5
Earn:
3.40% APY1
Minimum to open: $1,000
6-Month CD
Save over time with a predictable return.
- Interest payment options4
- Special promotional rate5
Earn:
3.40% APY1
Minimum to open: $1,000
11-Month CD
Secure a reliable rate with a longer term.
- Interest payment options4
- Special promotional rate5
Earn:
2.50% APY1
Minimum to open: $1,000
More Great Banking Options
Discover even more tailored account options you can open in person, all designed to fit you:
CheckingSavingsBusiness
1. Annual percentage Yield (APY) – Interest Rate, tiered or un-tiered, is variable and may change without notice. Tiers are as follows: $0-$2,499; $2,500-$9,999; $10,000-$24,999; $25,000-$49,999; $50,000+
2. There is a $34.00 Overdraft/Paid Item fee each time we pay an overdraft. We will charge you for each item paid up to a maximum of five (5) regardless of the number of overdraft items presented each day. Great Southern offers several options that can assist you in managing your account to reduce the likelihood of having an overdraft. For more information on Bounce Protection and Overdrafts please refer to Bounce Protection brochure or visit our webpage.
3. Message and Data rates may apply, check with your wireless carrier for details. Mobile banking is available to existing Online Banking users only.
4. Annual Percentage Yields (APY) and interest rates are current as of 01/30/2026 at 8:00 AM and are subject to change. Variable rate accounts may change after opening. Fees may reduce earnings. Penalty for early withdrawal.
5. Special promotional rate is applicable for the initial term only. The new Interest Rate and Annual Percentage Yield (APY) for your CD will be based on the rates available at the time of your CD's renewal date. Contact our CD/IRA department to discuss options at renewal.
Great Southern CD/IRA Department
800-749-7113
CDIRADepartment@GreatSouthernBank.com