Greater banking starts here.
When you're ready to start, have your state-issued driver's license or non-driver license ready. To fund your account at opening, gather your account details from another financial institution or a current Great Southern Bank account, or you can fund your account later through a check deposit, wire transfer, or third-party payment service.
Everyday Checking
Full-service checking; just $25 to open.
- Debit Card, Bounce Protection1, Online Banking, Mobile Banking, Mobile Check Deposit2
Everyday Checking
| Feature | Details |
|---|---|
| Earns Interest: | No |
| Free Checks: | No |
| Free Debit Card: | Yes |
| Bounce Protection Limit 1: | $300 |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: | $0 |
| Minimum balance fee (monthly): | $0 |
| Transactions allowed each month: | Unlimited |
Everyday Savings
Start preparing for tomorrow, today.
- Debit Card, Online Banking, Mobile Banking, Mobile Check Deposit2
- $25 minimum to open
Everyday Savings
| Feature | Details |
|---|---|
| Earns Interest: | Yes |
| Free Debit Card: | Yes |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: |
$100*
|
| Minimum balance fee (monthly): |
$3
|
| Transactions allowed each month | Unlimited |
Money Market
The higher your balance, the more you earn.
- Earns interest
- Free debit card
- $25 minimum to open
Money Market
| Feature | Details |
|---|---|
| Earns Interest1: | Yes |
| Free Debit Card: | Yes |
| Minimum amount to open: | $25 |
| Minimum balance to avoid fee: | $500 |
| Minimum balance fee (monthly): | $7 |
| Transactions allowed each month | Unlimited |
3-Month CD
- Interest payment options
- Special promotional rate5
- $1,000 minimum to open
3-Month CD
- Minimum Deposit to Open: $1,000
- Interest Payment Options
- Early withdrawal penalty1
1 Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
6-Month CD
- Interest payment options
- Special promotional rate5
- $1,000 minimum to open
11-Month CD
- Interest payment options
- Special promotional rate5
- $1,000 minimum to open
Banking since 1923
1. There is a $34.00 Overdraft/Paid Item fee each time we pay an overdraft. We will charge you for each item paid up to a maximum of five (5) regardless of the number of overdraft items presented each day. Great Southern offers several options that can assist you in managing your account to reduce the likelihood of having an overdraft. For more information on Bounce Protection and Overdrafts please refer to Bounce Protection brochure or visit our webpage.
2. Message and Data rates may apply, check with your wireless carrier for details. Mobile banking is available to existing Online Banking users only.
3. Everyday Savings and Money Market: Annual percentage Yield (APY) – Interest Rate, tiered or un-tiered, is variable and may change without notice. Tiers are as follows: $0-$2,499; $2,500-$9,999; $10,000-$24,999; $25,000-$49,999; $50,000+
4. CDs: Annual Percentage Yields (APY) and interest rates are current as of 04/02/2026 at 8:00 AM and are subject to change. Variable rate accounts may change after opening. Fees may reduce earnings. Penalty for early withdrawal.
5. Special promotional rate is applicable for the initial term only. The new Interest Rate and Annual Percentage Yield (APY) for your CD will be based on the rates available at the time of your CD's renewal date. Contact our CD/IRA department to discuss options at renewal.
Great Southern CD/IRA Department
800-749-7113
CDIRADepartment@GreatSouthernBank.com
