Open Accounts Online

We understand your time is important.



That's why we made it easy to find and open the account that's right for you.

11-Month CD

Earn
3.15%
APY1

Save over time with a predictable return.
  • $1000 minimum deposit to open
  • Interest payment options7


GS Max NOW

Earn
0.22%
APY1

A checking account that helps you earn as you go.
  • $1000 minimum deposit to open
  • No minimum balance or monthly service fee
  • Unlimited check writing
  • Debit Card, Online Banking, Mobile Banking, Mobile Check Deposit, Text Banking3
  • Free Bill Pay4


GS Checking


$25
minimum deposit to open

Full-service checking; just $25 to open.
  • No minimum balance or monthly service fee
  • Unlimited check writing
  • Overdraft protection available2
  • Debit Card, Online Banking, Mobile Banking, Mobile Check Deposit, Text Banking3
  • Free Bill Pay4


GS Max Money Market

Earn up to
0.08%
APY1
On Balances Over $50,0005
Earn a little extra while maintaining access to your money.


Statement Savings

Earn
0.14%
APY1

Save for tomorrow while earning today.
  • $25 minimum deposit to open
  • $100 minimum balance or $3 monthly fee
  • Debit Card, Online Banking, Mobile Banking, Mobile Check Deposit and Text Banking3



A Bank In Your Corner. Literally.

We got our start in 1923 with a single office in Springfield, Missouri. We've grown a bit since then, and now you'll find us in more than 100 locations in 13 states with $5.6 billion in total assets. Over the years our focus has remained the same: understanding what really matters to our communities.


1. Annual Percentage Yields (APY) and interest rates are current as of 09/22/2022 at 10:00 AM and are subject to change. Variable rate accounts may change after opening. Fees may reduce earnings.

2. There is a $34.00 Overdraft/Paid Item fee each time we pay an overdraft. We will charge you for each item paid up to a maximum of five (5) regardless of the number of overdraft items presented each day. Great Southern offers several options that can assist you in managing your account to reduce the likelihood of having an overdraft. Learn more about overdraft protection.

3. Message and Data rates may apply, check with your wireless carrier for details. Mobile banking is available to existing Online Banking users only.

4. See Bill Pay FAQs for more info.

5. Interest-earning accounts pay a variable tiered-rate of interest based on the daily collected balance. If account is closed prior to posting date, all interest for that time period is forfeited. By regulation, these accounts are limited to six pre-authorized transfers per statement cycle. There is no limit to in-person withdrawals. Opening deposit of $25 required. Transfers available through online, mobile, and phone banking (data rates may apply; see carrier for details). Annual Percentage Yield (APY) effective 09/22/2022 at 10:00 AM  and is subject to change. Fees may reduce earnings.

6. Tiered account information.

GS Max Money Market Tiers
Tier APY
$50,000 & above 0.08%
$25,000 - $49,999 0.07%
$10,000 - $24,999 0.06%
$2,500 - $9,999 0.05%
$0 - $2,499 0.04%
APY = Annual Percentage Yield

7. Annual Percentage Yields (APY) and interest rates are current as of 09/29/2022 at 6:00 AM and are subject to change. Variable rate accounts may change after opening. Fees may reduce earnings. Penalty for early withdrawal.

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Just for you

Financial Education Center

Empower yourself

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Open an account in no time

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Community matters

We understand that the strength and livelihood of where we live depends on the commitment of its residents. That is why community matters to us. Learn More