Loan Rates
Loan Rates
From the small project to the big dream, a loan from Great Southern can help make it happen. Let's get started today and see how we can help.
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| Loan Type | APR | |
|---|---|---|
| Personal Line of Credit |
9.25% | Apply |
| Auto Loans1 |
3.74% | Apply |
| Unsecured Loan2 |
12.74% | Apply |
| Homeowners Unsecured Loan3 |
9.74% | Apply |
Apply In Person
| Loan Type | APR | |
|---|---|---|
| Boat Loans4 |
6.99% | Find a Location |
| Gator/ATV/Personal Watercraft5 |
7.99% | Find a Location |
| Home Equity Line of Credit6 |
2.95% | Find a Location |
| Home Equity Loan7 |
3.75% | Find a Location |
| Motorcycle8 |
4.74% | Find a Location |
| RV/Tractor/Trailer9 |
7.99% | Find a Location |
| Overdraft Protection |
18.00% | Find a Location |
Other Options
Loan Info
Looking for a car loan, motorcycle loan, RV or ATV loan, or other personal loan? We have you covered. See more info about our loan products here.
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Rates are current as of 09/16/2021 at 10:00 AM. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and an estimated total for points and other finance charges and fees. For specific details please contact your Great Southern Lender.
1) Auto Loans
Rate assumes credit score of 740+, auto is 2018 or newer, financing for 60 months and payment is auto debit.
3) Homeowners Unsecured Loan
4 years of homeownership required, minimum credit score of 740 and payment is auto deducted.
4) Boat Loan
Rate assumes credit score of 740+, boat is 2018 or newer, financing for 60 months and payment is auto debit.
5) Gator/ATV/Personal Watercraft
Rate assumes credit score of 740+, Gator/ATV/Personal Watercraft is 2018 or newer, financing for 60 months and payment is auto debit.
6) Home Equity Line of Credit
The annual Percentage rate (or APR) is the total annualized cost of your loan. Minimum loan amount is $10,000. Cannot be used in conjunction with any previous offers.
For example: a $20,000 loan for 84 mos. at 5.49% interest rate, monthly payments would be $287.31. Other home equity loan options are available, contact a Great Southern Banking Center for more details.
Rates and payments will change based on the current index plus a margin (rounded to the nearest 1/8th) each year for the remainder of the term of the loan. As an example, The Wall Street Journal Libor 12 month index on 11/24/2020 at 11:18 AM was 0.340%. Using this index plus the product's margin (2.25%) the fully indexed rate would be 2.590% resulting in a fully indexed rate of 2.625% (rounded to the nearest 1/8th of a percent). Over the life of the loan the rate will never be lower than the margin of 2.25% or higher than the initial rate noted in the table above plus 5 percentage points.
7) Home Equity Loan
The annual percentage rate (or APR) is the total annualized cost of your loan. Minimum loan amount is $10,000. Cannot be used in conjunction with any previous offers.
For example: a $20,000 loan for 84 months at 5.49% interest rate, monthly payments would be $287.31. Other home equity loan options are available, contact a Great Southern Residential Lender for more details.
8) Motorcycle
Rate assumes credit score of 740+, motorcycle is 2018 or newer, financing for 60 months and payment is auto debit.
9) RV/Tractor/Trailer
Rate assumes credit score of 740+, RV, Tractor or trailer is 2018 or newer, financing for 60 months and payment is auto debit.