Mobile Check Deposit Information and FAQ
Mobile Check Deposit
Great Southern's Mobile Check Deposit allows you to deposit checks without going to the bank or an ATM. It's as easy as Snap. Flip. Snap.
So, here's how it works:
You'll need a couple things to start using Mobile Check Deposit:
- An iOS or Android Device
- A Great Southern Deposit Account (you can open an account online if you need one)
- A Great Southern Online Banking ID (enroll now to get yours)
- The Great Southern Mobile App*
- A Check to Deposit
Got all that? Now you're ready to roll.
Open the Great Southern Mobile App
Login using your online banking username and password. Once logged in, tap the "Deposit" button on the menu at the bottom of your display.
Enroll your account
Now you'll be asked to enroll your account in Mobile Check Deposit. After our team has reviewed your application, we’ll notify you within two business days regarding the status of your request. Nicely done!
Let's make a deposit
Tap "Deposit" and enter the amount of the check before selecting continue. Select the account into which you're making the deposit.
Snap
Place the check on a well-lit, flat surface. Center the check in your phone display, and tap the screen to take a photo. You can then either save or retake the photo.
Flip
Once you get a clear picture of the check front, flip the chick over so the back is showing.
Snap
Follow the same steps you did for the front side. By the way…be sure the back of the check is endorsed with “[Signature] For GSB Mobile Deposit only", or your deposit may not be processed.
Now that you have two well-lit, easy-to-read photos, press the submit button to send your deposit to the bank for review.
After our team has reviewed your deposit, we’ll send you a text message confirming your transaction has been approved…or informing you of an issue and directing you to a customer service number to get things straightened out.
And that’s it! Snap, flip, snap, deposit. You’re a mobile check deposit expert!
*Message and data rates may apply. Please check with your communications service provider for access rates, texting charges, and other applicable fees.
FAQ
In order to get Great Southern Mobile Check Deposit you will need to be a user of both Great Southern Online Banking and the free Great Southern Mobile Banking App, available to you in the App Store and Android Marketplace. To enroll in Great Southern Online Banking, visit us at www.GreatSouthernBank.com/enroll .
Please note: Your account must currently be in “Good Standing” status in order to utilize this service.
For GSB Mobile Deposit Only
• No more than $3,000.00 per transaction can be deposited using this service.
• No more than $3,000.00 per day can be deposited using this service.
• No more than $10,000.00 per month can be deposited using this service.
In order to add an additional Checking or Savings account to your service, please log in to your Great Southern Online Banking account and send a request using the Mail Message Center. You may also contact us at 800-749-7113.
Yes. Once you have submitted your request for this service through your Great Southern Online ID, we may contact you in order to request additional information prior to activating the service. To inquire about similar services that may be better suited for business accounts with higher check volumes, please contact us at 800-749-7113 Ext. 7020 or log in to your Great Southern Online Banking account and send a request using the Mail Message Center.
Once you have submitted the image of your check for deposit, you should keep the actual check for 60 days in case there are any issues with the deposit. This check should be stored in a secure place that will ensure it is not mistakenly deposited again.
After you are able to verify the deposit on your periodic statement, you should write "VOID" across the face of the check in blue or black ink. After 60 days, if you do not hear from us and there are no issues with the deposit in your account, you should destroy the check via secure means.
Mobile deposits may be rejected for any of the following reasons:
The software could not easily read the check
Retake the picture. Be sure to keep a steady hand and make sure all four corners of the check are in the picture frame. Be sure the check is lying as flat as possible and on a dark background. Ensure that you have ample lighting to read the text clearly.
The check exceeds your deposit limit
Deposit the check at the Great Southern Banking Center most convenient for you, or contact us to request a limit increase.
The check is not endorsed properly.
Be sure that the check is endorsed as follows:
For GSB Mobile Deposit Only
The amount entered does not match the amount written on the check.
Verify that you have entered the check amount correctly.
The item has already been deposited.
Review your transaction history for your account. Has the check already been deposited?