Overdraft Protection Form

Choose Your Overdraft Service Preference for One-Time Debit Card Purchases and ATM Transactions

Use this form to choose if you wish to have overdraft services on your personal checking accounts for one-time debit card purchases and ATM transactions. Your choice to Opt In or Opt Out does not affect transactions using checks or recurring electronic payments.

Opt In - If you choose to Opt In, one-time debit card and ATM transactions that exceed your account balance may be approved, and you will be charged an overdraft/paid item fee of $34 for each item paid. There is a daily overdraft limit of five (5) charges per day. Please Opt In below each checking account with a debit or ATM card so that your overdraft service will continue for these types of transactions.

Opt Out - If you choose to Opt Out, then any ATM and one-time debit card transaction that would exceed your account balance would be declined and you will not be charged an overdraft/paid item fee.

If you change your mind about your overdraft service, you can reset your Opt in/Opt Out preference at any time.

Required Information



Personal Checking Accounts Only

Please enter the last four digits of your personal checking account number and your preference of overdraft services for ATM or one-time debit card transactions.

Account One
Account Two
Account Three
Account Four
Account Five
Account Six
I have fully read the overdraft services opt-in/opt-out disclosure and form. Click here to read this disclosure. *
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