Overdraft Protection Form

Choose Your Overdraft Protection

Use this form to select your overdraft protection option for your personal checking account. You can choose Standard Bounce Protection, Extended Bounce Protection, a Sweep Transfer, or no overdraft protection at all.
 
Your Options:
  • Standard Bounce Protection - Covers checks and automatic bill payments (ACH transactions). If a transaction exceeds your account balance, we may pay it and charge an overdraft fee of $34 per item, up to five (5) fees per day.
  • Extended Bounce Protection - Covers everything in Standard, PLUS one-time debit card purchases and ATM withdrawals. If these transactions exceed your account balance, we may pay them and charge an overdraft fee of $34 per item, up to five (5) fees per day. You must opt in to Extended Bounce Protection for debit card and ATM coverage.
  • Sweep Transfer - Automatically transfers funds from another Great Southern account to cover overdrafts. No overdraft fees apply when funds are available to transfer.
  • No Overdraft Protection - All transactions that would exceed your account balance will be declined. You will not be charged overdraft fees.
You can change your overdraft protection preference at any time by submitting a new form or visiting your nearest banking center.
 
For complete details about fees, limits, and how each option works, see your deposit agreement and Bounce Protection brochure.

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