Home Equity Line of Credit


Dreams, meet reality.

What Can My Home Equity Do?

The equity in your home (its value minus the amount you owe) is a little bit of a secret weapon that can be used to fund just about anything...remodels and upgrades, major purchases like vehicles or appliances, even ‘life stuff’ like orthodontics and education costs. Learn more and see what a Home Equity Line Of Credit can do!



3.75% APR*

1-Year Rate
Home Equity Line of Credit (HELOC)

The Details*

• 3.75% APR 1-year introductory rate
• Up to 90% combined loan-to-value ratio
• $299 third-party fee at application


Why it's a good choice

Think ‘flexibility’. A HELOC works a lot like a credit card: you have a certain amount to use and pay back . . .

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How should I use it?

Life is full of surprises. Sometimes you need quick access to funds outside your normal expenses . . .

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*Subject to credit approval. Limited time offer. Minimum credit line is $5000. Introductory rate is an Annual Percentage Rate (APR) of 3.75% for the first 12 months. Introductory rate is available on new home equity lines of credit only with combined loan-to-value ratio (CLTV) of 90% or less. After the introductory period, the APR for lines of credit of 85% CLTV or less is the prime rate quoted in the Money Rate section of the Wall Street Journal (“Wall Street Journal Prime”) plus 0.50%. The APR for lines of credit with combined loan-to-value of 85.01%-90% is Wall Street Journal Prime plus 0.75%. APR will never be lower than 3.75%, nor exceed 19.50%. The Wall Street Journal Prime on  10/31/2019 at 12:44 PM  was 4.75 %. Current index (Wall Street Prime) plus margin (0.50%-0.75%) is 5.25 % - 5.50 %. Terms and conditions subject to change without notice and may affect this offer. Cannot be used in conjunction with any previous offers. $299 third-party fee will be charged at application. If your property is located in KS or MN, you will pay a mortgage recording tax up to 0.24% of your credit limit amount. See your loan officer for details. Proof of homeowners insurance is required.