Loyalty Line of Credit



It’s our home equity line of credit just for you, our loyal customers. 

Loyalty means something special. Our flexible Home Equity Loyalty Line means a preferred rate for customers with two or more Great Southern deposit or loan products. So fix the place up, plan a vacation, consolidate debt, pay for tuition, or have it ready for the unexpected. Use it for just about anything.

What will it mean to you?

  • Get 3.95% APR at a 2-Year Rate Lock then as low as 4.95% variable APR.*
  • Great Southern Home Equity Loyalty Line is a relationship rate for customers with two or more Great Southern loan or deposit products.

Access your line of credit when it is convenient for you.

  • Use your Home Equity Line of Credit account checks and/or debit card.
  • Log in to online banking and transfer funds right into your checking account.
  • Contact Customer Service to transfer funds over the phone.
  • Visit any Great Southern banking center to transfer funds.

To learn more, contact us or stop by any Great Southern banking center.

Apply Now

*Subject to credit approval. Limited time offer. Loyalty Line fixed rate is an Annual Percentage Rate (APR) of 3.95% for the first 24 months. The APR after the introductory period is the prime rate quoted in the Money Rate section Wall Street Journal (“Wall Street Journal Prime”) plus 0.00% but will not be lower than 4.95%. Introductory rate is available only on new home equity lines of credit with combined loan-to-value ratio of 80% or less. The relationship rate assumes customer has, in addition to the Loyalty Line, two or more Great Southern Bank loan or deposit products, any combination is acceptable. Otherwise, the rate is the Wall Street Journal Prime plus 0.00% with a rate floor of 4.95%. Terms and conditions subject to change without notice and may affect this offer. Cannot be used in conjunction with any previous offers. Minimum credit line is $5000. After the 24-month introductory period, the rate may vary for the remaining life of the loan and is subject to change based on the Wall Street Journal Prime. The Wall Street Journal Prime on January 31, 2014 was 3.25%. Interest rate can never exceed 19.5% APR. A $250 appraisal fee will be charged at application. Proof of homeowners insurance is required. Payments are 0.50% of principal balance plus accrued interest on the outstanding balance, due monthly. A balloon payment will result if only the minimum monthly payments are made. Consult your tax advisor regarding interest deductibility.