Savings Accounts
It takes a lot of commitment to save for a car, a vacation, or life’s little surprises. Save early, save often, and watch your money grow in your Great Southern savings account. Find the account that fits you best below.
Account types
|
Statement Savings |
Money Manager |
Premium Funds Management |
| Minimum Opening |
$25 |
$100 |
$100 |
| Minimum balance to avoid fee |
$100 |
$1,000 |
$10,000 |
| Monthly fee if balance falls below minimum |
$3 |
$10 |
$25 |
| Interest1 |
Paid monthly |
Tiered rates |
Premium tiered rates |
| How to Open |
Apply Online |
Apply in Person |
Apply in Person |
|
Details |
Details |
Details |
1 These Great Southern accounts pay a variable rate of interest based on the daily collected balance. If account is closed prior to posting date, all interest for that time period is forfeited. Interest rates are subject to change at any time without notice.
2 Additional $1 monthly fee for image statement.
3 On qualifying accounts. Ask an associate for details. An Overdraft/Paid Item fee of $34 per item will be assessed for overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. There is a daily overdraft limit of five (5) charges per day. Overdrafts should be repaid as soon as possible and must be repaid within 30 days. Whether overdrafts will be paid is discretionary and we reserve the right not to pay.
Entry-level and perfect for starting a savings plan. With Statement Savings you get our basic savings plan. It’s an interest bearing account1 with a little bit of freedom to start the saving process. You’ll get a free Great Southern Debit Card, along with the ability to transfer funds through our 24-hour phone bank, Great Southern Online Banking, the Great Southern Mobile Banking App or Great Southern Text Banking.
- Minimum Opening Balance: $25
- Minimum Balance to Avoid Minimum Balance Fee: $100
- Monthly Minimum Balance Fee if Balance Falls Below Minimum: $3 – Fee waived for persons 17 and under and over 60.
Apply Online
Grow your savings a little faster with tiered interest rates.
With Money Manager you get tiered interest rates1 so that money will grow even faster for you. The higher your collected balance, the more you’ll earn. Check safekeeping is included with this account.2 You are eligible for a Bounce Protection limit of $700, which gives you peace of mind.3
- Minimum Opening Balance: $100
- Minimum Balance to Avoid Minimum Balance Fee: $1,000
- Monthly Minimum Balance Fee if Balance Falls Below Minimum: $10
Apply in Person
Maintain a high balance, and watch that interest snowball.
With Premium Funds Management you get those tiered interest rates1 on qualifying balances so you can watch your money snowball. The higher your collected balance, the more money you’ll earn.
- Minimum Opening Balance: $100
- Minimum Balance to Avoid Minimum Balance Fee: $10,000
- Monthly Minimum Balance Fee if Balance Falls Below Minimum: $25
Apply in Person
