The Works! Now

Our Most Comprehensive Checking Plan

• Interest Checking²
• Unlimited check-writing and cashing privileges
• No per-check charges
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $500¹
• Free wallet-style Great Southern checks (all you need, one box per order)
• Preferred rate and no application fee on consumer loans
• $75 discount on mortgage loan closing costs (Not all loan types qualify. Ask loan officer for details.)

Everyday Rebate Rewards

Get rewarded—simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% back.

Online Local Savings

Save money at your favorite local merchants with thousands of online discounts. Enjoy access to recreation savings, dining specials, and savings on attractions, auto and home services, clothing and other merchandise, and more.

Payment Card Protection

Protect all your credit, debit, ATM and check cards in the event of loss or theft. Register your card numbers and with one call, you may cancel cards, stop unauthorized purchases and request new cards using the toll-free 24-hour number.

Wordwide Hotel & Car Rental Discounts

Save up to 40% discount at over 4,500 quality properties. Plus, auto rental discounts through Alamo, Budget, Hertz, National and Thrifty.

Rx Advantage™ Prescription Drug Program*

Your Rx Advantage card gives you discounted pricing on many prescription medications at participating pharmacies nationwide. And you’ll have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescriptions.

*This program is not insurance.

Liberty Medical Supply Pharmacy*

You can receive up to 15% off the average retail price of diabetes testing products. You’ll enjoy the convenience of having the supplies delivered right to your door. No shipping charges will be incurred when you order through this trusted mail-order company. All products come with a 100% guarantee for 30 days. Some restrictions apply.

*This program is not insurance.

Credit Alert®

With 24-hour daily credit monitoring, you’ll be alerted automatically of certain negative changes to your credit. While it can’t prevent identify theft, Credit Alert® can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you’ll even receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost! **

Discounted Gift Cards

With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.  (Gift card/gift certificate purchases limited to a total of 500 cards annually. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.)

Key Ring Protection

Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you…at no additional charge.

$10,000 Accidental Death and $100,000 Common Carrier Insurance

You’ll be protected with $10,000 in Accidental Death Insurance 24 hours a day. As a member, your Accidental Death coverage increases to $100,000 while traveling by licensed Common Carrier.

Special Program Notes
The Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. Coverage is divided equally among owners of joint accounts. The 24-hour Accidental Death Insurance benefit reduces by half at age 70. As a member, you’ll automatically receive new benefits as they are added to your program.

Members who reside in Alaska, Arkansas, Colorado, Connecticut, Florida, Indiana, Kansas, Montana, Nevada, Ohio, Oklahoma, South Carolina, South Dakota and Tennessee should refer to the Membership Terms, Conditions and Disclosures included in the Membership Kit for important information regarding your medical discount benefits.  

** Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

Basic Now

• Interest checking²
• Unlimited check-writing and cashing privileges
• No per-check charges
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $600¹

Premium Now

• All the convenience of regular checking with money market rates.
• Tiered interest rates²
• The higher your collected balance, the more you earn
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $700¹

Basic Free Checking

• Absolutely free checking
• Unlimited check-writing and cashing privileges
• No per-check charges
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $300¹

Money Manager

• Pays higher money market interest
• Tiered interest rates²
• The higher your collected balance, the more you earn.
• By regulation, this account is limited to six pre-authorized transfers per statement cycle, three of which may be by check. No limit to in-person withdrawals.
• Image statement at no additional cost or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $700¹

Premium Funds Management

• Offers great rate for qualifying balances
• Tiered interest rates²
• The higher your collected balance, the more you earn.
• By regulation, this account is limited to six pre-authorized transfers per statement cycle, three of which may be by check. No limit to in-person withdrawals.
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³

Summit Checking (For customers ages 50+)

• Interest checking²
• Unlimited check-writing and cashing privileges
• No per-check charges
• Free order of 200 Summit-style personalized checks (one box per year)
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $600¹
• Automatic membership in the Summit Club
• Informational newsletters
• Group travel tours and seminars

Summit Gold (For customers ages 50+) – Our Most Comprehensive Seniors Checking Plan

• Interest checking²
• Unlimited check-writing and cashing privileges
• No per-check charges
• Free Great Access Check/ATM card
• Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)³
• Bounce Protection available – Limit $500¹
• Free Summit-style personalized checks (all you need, one box per order)
• Free travelers cheques, money orders and cashier’s checks
• $5 discount on any size safe deposit box
• Automatic membership in the Summit Club
• Informational newsletters
• Group travel tours and seminars

Worldwide Hotel Discounts and Car Rental Discounts

Up to 40% discount at over 4,500 quality properties. Plus auto rental discounts through Alamo, Avis, Budget, Hertz, National and Thrifty.

Rx Advantage™ Prescription Drug Program*

Your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide. And you’ll have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescriptions.

*This program is not insurance.

Liberty Medical Supply Pharmacy*

You can receive up to 15% off the average retail price of diabetes testing products. You’ll enjoy the convenience of having the supplies delivered right to your door. No shipping charges will be incurred when you order through this trusted mail-order company. All products come with a 100% guarantee for 30 days. Some restrictions apply.

*This program is not insurance.

Coast to Coast Vision Plan*

Save 10% to 30% of more when you purchase eyewear. Preferred pricing is available immediately at participating centers. You can also save 10% to 30% on eye exams and surgical procedures include RK and LASIK surgery through our national network of ophthalmologists, where available.
*This program is not insurance.

Payment Card Protection

When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report a loss or theft, and all your card issuers will be notified for you.  You’ll also receive protection against any liability on every registered card.

Medical Emergency Data Card

Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update your card every year.

Sojourns® Magazine Subscription

Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.

Key Ring Protection

Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you…at no additional charge.

$10,000 Accidental Death and $150,000 Common Carrier Insurance

You’ll be protected with $10,000 in Accidental Death Insurance 24 hours a day. As a member, your Accidental Death coverage increases to $150,000 while traveling by licensed Common Carrier.

Everyday Rebate Rewards

Get rewarded—simply by purchasing items you use every day.  Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% back.

Discounted Gift Cards

With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.  (Gift card/gift certificate purchases limited to a total of 500 cards annually. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.)

Special Program Notes
The Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. . A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. Coverage is divided equally among owners of joint accounts. Principal sum does not reduce at any age. As a member, you’ll automatically receive new benefits as they are added to your program.