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CDs & IRAs

CDs

Great Southern CDs offer high earnings and peace of mind for security-conscious savers. With interest rates guaranteed over terms ranging from 10 days to 10 years, you have the liquidity you need and the control you want (Penalty for early withdrawal). For maximum flexibility and compounded earnings, all of our term accounts allow free automatic transfer of CD interest.

For current interest rates: call 417-887-4400 or 1-800-749-7113 or contact us.

Account Plans More Info Terms Available Minimum to Open Apply Online
Short Term
 More» 10 day, 20 day, 30 day $250 —

Short Term

  • Interest paid at maturity
  • Renewal is automatic, with one-day grace period at the rate being offered on the date of maturity
Long Term
 More» 12 month, 18 month,
2 year, 4 year, 5 year,
10 year

$250

 —

Long Term

  • Renewal is automatic
  • Seven-day grace period
  • Many interest payment options including monthly are available. Ask a Great Southern associate for details. Interest may be paid by check, transferred to another Great Southern account or added to the CD balance in order to increase interest earnings in the next term.
Other Terms
 More» 3 month & 6 month $250 Apply

Three Month and Six Month

  • Renewal is automatic
  • Seven-day grace period
  • Many interest payment options including monthly are available. Ask a Great Southern associate for details. Interest may be paid by check, transferred to another Great Southern account or added to the CD balance in order to increase interest earnings in the next term.

Individual Retirement Accounts (IRAs)

Save tax dollars now…earn tax-deferred, compounding interest…and build your future retirement security…in a retirement plan suited to your individual needs.

All Great Southern IRAs offer an attractive return plus the safety of FDIC protection. You can rest assured that your money will be there when you need it. And you won’t pay any brokerage fee or commissions to open or maintain your account. To make savings easier, you can arrange a periodic automatic transfer of funds from any other Great Southern deposit account into your IRA. Remember – it’s never too early to start planning for your retirement.

Account Plans More Info Minimum to Open
18-Month Variable IRA**
 More» $250

18-Month Variable IRA**

Choose a fixed or variable rate account (variable rate may change quarterly), and enjoy the flexibility of adding to your IRA (minimum $10 increments) any time during its term – perfect if you want to put aside a certain amount each month.
Various Terms Available**
More» $250

Various Terms Available**

A fixed rate is guaranteed for the entire term. IRAs may also be opened for any term certificate Great Southern offers, as long as minimum opening balance is met.

IRA Rollovers and Transfers

If you’re about to retire, change jobs or expect to receive a lump sum distribution from a pension, profit-sharing or similar plan, you have 60 days to re-deposit (rollover) all or part of the taxable portion of the distribution into an IRA. Great Southern can assist you with a tax-free rollover of funds from any qualified retirement plan or tax-deferred annuity into the IRA plan of your choice. We can also arrange for the transfer and consolidation of any existing IRAs you may currently have at other financial institutions.

Other Great Options

Alternative retirement programs for self-employed individuals and businesses, such as SEPs, Roth and Education IRAs, are available through Great Southern.

**Tax and interest penalties for early withdrawal. Disbursements may be taken after age 59 ½, and must be taken during the year in which you reach age 70 ½.

Savings Calculators

Click here to calculate how fast your savings can grow.

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Contact Us

Customer Service: 417-887-4400 or
1-800-749-7113

 

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