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Business Checking

At Great Southern, we give you more choices to manage your funds with a full menu of business checking accounts. Compare our checking accounts below and find the one that fits your business needs.

Account Plans More Info Minimum Opening Balance Minimum Balance to Avoid Service Charge Monthly Service Charge Interest Bearing
Individually Owned Business Now
More» $100 $500 $10 Yes2

Individually Owned Business Now

  • Interest checking2
  • Unlimited check-writing and cashing privileges
  • No per-check charges
  • Free Great Access Check/ATM card
  • Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back (Fee waived if balance is $5,000 or greater.)4
  • Bounce Overdraft Protection available – Limit $7001
Premium Business Now
More» $100 $1,000 $7 Yes, tiered2

Premium Business Now

  • All the convenience of regular checking with money market interest rates.
  • Tiered interest rates2
  • The higher your collected balance, the more you earn
  • Free Great Access Check/ATM card
  • Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)4
  • Bounce Overdraft Protection available – Limit $7001
Business Free Checking
More» $25 None None No

Business Free Checking

  • Absolutely free business checking
  • Limited to 300 checks and/or items deposited per statement cycle
  • Free Great Access Check/ATM card
  • Check safekeeping included – additional $1 monthly fee for image statement or $4 for checks back. (Fee waived if balance is $5,000 or greater.)4
  • Bounce Overdraft Protection available – Limit $5001
Corporate Checking With Analysis
More» $100 N/A Fees assessed by Business Account Analysis3 No

Corporate Checking With Analysis

  • Retain immediate access to your funds
  • Receive detailed monthly statements showing all transactions
  • Night deposits and lock bags available
  • Deposit pick-up may be arranged for larger accounts
  • Ask about special operating accounts to fit your needs
Money Manager
More» $100 $1,000 $10 Yes, tiered2

Money Manager

  • Pays higher money market interest
  • Tiered interest rates2
  • The higher your collected balance, the more you earn.
  • By regulation, this account is limited to six pre-authorized transfers per statement cycle, three of which may be by check. No limit to in-person withdrawals.
  • Image statement at no additional cost or $4 for checks back. (Fee waived if balance is $5,000 or greater.)4
  • Bounce Overdraft Protection available – Limit $7001
Premium Funds Management
More» $100 $25,000 $25 Yes, tiered2

Premium Funds Management

  • Offers great rate for qualifying balances
  • Tiered interest rates2
  • The higher your collected balance, the more you earn.
  • By regulation, this account is limited to six pre-authorized transfers per statement cycle, three of which may be by check. No limit to in-person withdrawals.
  • Image statement at no additional cost or $4 for checks back. (Fee waived if balance is $5,000 or greater.)4

Click on “More” or “Hide” to view and hide additional details about each account type.

1On qualifying accounts.  Ask an associate for details. A fee of $29.00 per item (effective 6/1/2007) will be assessed for overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.  Overdrafts should be repaid as soon as possible and must be repaid within 30 days.  Whether overdrafts will be paid is discretionary and we reserve the right not to pay.

2Due to federal regulations, corporations and partnerships may not earn interest on federally insured checking accounts. These checking accounts pay a variable rate of interest on the daily collected balance above the minimum requirement. If account is closed prior to posting date, all interest for that time period is forfeited.

3Corporate Checking account activity and funds maintained are monitored through a business analysis process to determine if balances are sufficient to offset fees.

4Not available in all markets.  Ask an associate for details.

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Customer Service: 417-887-4400 or
1-800-749-7113

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